{"id":7890,"date":"2022-09-02T11:41:15","date_gmt":"2022-09-02T10:41:15","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/?p=7890"},"modified":"2022-09-02T11:41:21","modified_gmt":"2022-09-02T10:41:21","slug":"sandwich-generation-time-to-come-first-for-a-change","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2022\/09\/02\/sandwich-generation-time-to-come-first-for-a-change\/","title":{"rendered":"Sandwich generation: time to come first for a change"},"content":{"rendered":"
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The\nsandwich generation are certainly used to challenges and putting other people\u2019s\nneeds before their own. However, cost-of-living challenges looks set to heap\nfurther pressure on this group which makes it vitally important they seek\nadvice before taking any rash decisions which could sacrifice their financial\nfutures.<\/strong><\/p>\n<\/div>\n\n

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Stiff\nupper lip<\/strong><\/p>\n<\/div>\n\n

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Research1<\/sup>\nsuggests that, although many over-45-year-olds have found themselves facing\npotential financial vulnerability, they tend to keep this firmly to themselves.\nIn total, seven out of ten respondents had personally experienced such a\nsituation, but few said they had been willing to ask for help.<\/p>\n<\/div>\n\n

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Double\nwhammy<\/strong><\/p>\n<\/div>\n\n

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Other\nanalysis2<\/sup> shows the potential for such problems is mounting. This is  because people who provide support to adult\nloved ones will typically be hit twice by the cost-of-living crisis; not only\nwill they find their own household bills rising but also those of the people\nthey are supporting financially. This is particularly true for people in their\nearly 40s who are most likely to be helping family members with the cost of\nmonthly essentials.<\/p>\n<\/div>\n\n

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Investors\nponder contributions <\/strong><\/p>\n<\/div>\n\n

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There is\nalso evidence that rising cost pressures are now resulting in people cutting\nback on their long-term savings commitments, with recent research3<\/sup>\nshowing one in four investors halting contributions to ISAs and pensions.\nDepending on your circumstances, for many investors, it may be more important\nthan ever to continue to put long-term savings in the stock market. Over the\nlonger term, investing in equities can be regarded as an effective way to keep\npace with inflation.<\/p>\n<\/div>\n\n

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We can\nhelp<\/strong><\/p>\n<\/div>\n\n

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Although\nit can seem unnatural for members of the sandwich generation to consider their\nown needs, we are here to listen, support and provide advice when you need it.\nSo if you do need to talk, get in touch and we\u2019ll do our best to help keep your\nfinances firmly on track.<\/p>\n<\/div>\n\n

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1<\/sup>Just\nGroup, 2022<\/p>\n<\/div>\n\n

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2<\/sup>Legal\n& General, 2022<\/p>\n<\/div>\n\n

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3<\/sup>interactive\ninvestor, 2022<\/p>\n<\/div>\n\n

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The value\nof investments and income from them may go down. You may not get back the\noriginal amount invested. A pension is a long-term investment. The fund value\nmay fluctuate and can go down. Your eventual income may depend on the size of\nthe fund at retirement, future interest rates and tax legislation. Inheritance\nTax Planning is not regulated by the Financial Conduct Authority.<\/em><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

The sandwich generation are certainly used to challenges and putting other people\u2019s needs before their own. However, cost-of-living challenges looks set to heap further pressure on this group which makes it vitally important they seek advice before taking any rash decisions which could sacrifice their financial futures. Stiff upper lip Research1 suggests that, although many […]<\/p>\n","protected":false},"author":12,"featured_media":7891,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,89,88,90],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/7890"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=7890"}],"version-history":[{"count":3,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/7890\/revisions"}],"predecessor-version":[{"id":7894,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/7890\/revisions\/7894"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/7891"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=7890"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=7890"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=7890"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=7890"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}