{"id":5863,"date":"2022-05-13T15:06:07","date_gmt":"2022-05-13T14:06:07","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/?p=5863"},"modified":"2022-05-13T15:06:12","modified_gmt":"2022-05-13T14:06:12","slug":"this-is-your-life-look-after-it","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2022\/05\/13\/this-is-your-life-look-after-it\/","title":{"rendered":"This is your life \u2013 look after it"},"content":{"rendered":"<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Only a\nquarter of Brits have life insurance or critical illness cover policies in\nplace, despite two in five knowing someone who has had a serious accident or\nbeen too ill to work, a study<sup>1<\/sup> has found.<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Compared to\nprotection for our homes (55%), cars (53%) and travel plans (20%), the take-up\nof insurance policies relating to our own life is surprisingly low (25%). Life\ninsurance provides crucial peace of mind that those we leave behind won\u2019t\nsuffer financially, while Income Protection and Critical Illness Cover are a\nvital defence against loss of income and serious illness.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Gender maze<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>The study\nrevealed that women are less likely to have cover than men, with 24% of female respondents\nhaving no protection policies in place. This is despite only 22% of women\nsaying they don\u2019t think an accident or serious illness will ever stop them from\nworking, lower than the 28% of men who think the same.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Mind the gap<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Meanwhile, the\nyoungest demographic (18 to 24) is the least insured, with 35% having no\npolicies, compared to only 14% of those aged 55 plus. In this unpredictable\nlife, accident or illness can strike at any time \u2013 whatever your age, it\u2019s\nworth thinking about how you or your loved ones would cope should the worst\nhappen.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><sup>1<\/sup>Caspian, Aug 2021<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>The value of\ninvestments and income from them may go down. You may not get back the original\namount invested. A pension is a long-term investment. The fund value may\nfluctuate and can go down. Your eventual income may depend on the size of the\nfund at retirement, future interest rates and tax legislation.<\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Only a quarter of Brits have life insurance or critical illness cover policies in place, despite two in five knowing someone who has had a serious accident or been too ill to work, a study1 has found. Compared to protection for our homes (55%), cars (53%) and travel plans (20%), the take-up of insurance policies [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":5861,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,89],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5863"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=5863"}],"version-history":[{"count":3,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5863\/revisions"}],"predecessor-version":[{"id":5866,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5863\/revisions\/5866"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/5861"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=5863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=5863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=5863"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=5863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}