{"id":5302,"date":"2022-04-12T09:24:42","date_gmt":"2022-04-12T08:24:42","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/?p=5302"},"modified":"2022-04-12T09:25:24","modified_gmt":"2022-04-12T08:25:24","slug":"achieving-balance-this-spring","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2022\/04\/12\/achieving-balance-this-spring\/","title":{"rendered":"Achieving balance this spring"},"content":{"rendered":"
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As well as being a season of\nhope and renewal, spring is also viewed as the ideal time to declutter and\nreorganise. The last couple of years have taught us the importance of achieving\nbalance in our lives \u2013 this extends to our finance too, making now an opportune\ntime for investors to review and rebalance their portfolios to ensure\ninvestments remain aligned to their long-term financial goals.<\/strong><\/p>\n<\/div>\n\n

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Concerns surrounding inflation,\nrising interest rates and immense global political tensions have all combined\nto create a potentially disconcerting backdrop for investors during the early\npart of this year, as markets search for a stable footing. The good news is\nthat many investors with long-term retirement goals tend to have time horizons\nthat extend beyond inflationary cycles and any market volatility experienced is\na normal investment phenomenon. History shows that investors who are patient\nand stick to their plans are more likely to achieve their financial objectives.\nDiversification is one strategy that withstands the test of time.<\/p>\n<\/div>\n\n

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What now for the global\neconomy? A \u2018disrupted recovery\u2019<\/em><\/strong><\/p>\n<\/div>\n\n

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The current mix of uncertainties\nhas led the International Monetary Fund1<\/sup> to downgrade its global\ngrowth forecast when its latest economic musings were released in January.\nWhile the international soothsayer does expect the global recovery to continue\nin 2022, it is predicting a \u2018disrupted recovery\u2019 with growth forecast to\nmoderate from 5.9% in 2021 to 4.4% this year \u2013 this estimate was made prior to\nthe Ukraine invasion, so it’s likely growth expectations will moderate further\nas a result.<\/p>\n<\/div>\n\n

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Macro matters<\/strong><\/p>\n<\/div>\n\n

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Last year\u2019s gains in growth due\nto rebounding activity now appear to be behind us. Although the pandemic will\ncontinue to impact growth rates, the outlook for macroeconomic policy is likely\nto become increasingly critical. Indeed, the path of the global economy this\nyear looks set to be largely shaped by central bank policies, specifically,\ntheir ability to keep inflation expectations anchored while allowing a\nsupportive environment for growth.<\/p>\n<\/div>\n\n

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Time to review your portfolio<\/strong><\/p>\n<\/div>\n\n

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With the investment landscape\nundoubtedly changing, now seems an opportune time to spring clean your\nportfolio to ensure your investments continue to work as hard as possible for\nyou. We can arrange a review to make sure your investment strategy is firmly\naligned to your current personal circumstances and that your portfolio is\nwell-balanced, diversified, tax-efficient and inflation-proofed where possible.<\/p>\n<\/div>\n\n

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1<\/sup>IMF, 2022<\/p>\n<\/div>\n\n

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The value\nof investments can go down as well as up and you may not get back the full\namount you invested. The past is not a guide to future performance and past performance\nmay not necessarily be repeated.<\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

As well as being a season of hope and renewal, spring is also viewed as the ideal time to declutter and reorganise. The last couple of years have taught us the importance of achieving balance in our lives \u2013 this extends to our finance too, making now an opportune time for investors to review and […]<\/p>\n","protected":false},"author":12,"featured_media":5303,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,89],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5302"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=5302"}],"version-history":[{"count":4,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5302\/revisions"}],"predecessor-version":[{"id":5307,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5302\/revisions\/5307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/5303"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=5302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=5302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=5302"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=5302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}