{"id":5297,"date":"2022-04-12T09:21:40","date_gmt":"2022-04-12T08:21:40","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/?p=5297"},"modified":"2022-04-12T09:21:44","modified_gmt":"2022-04-12T08:21:44","slug":"spring-into-action","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2022\/04\/12\/spring-into-action\/","title":{"rendered":"Spring into action"},"content":{"rendered":"
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Spring is very much a season of hope; a time to look\nforward and plan. While that\u2019s not always easy amid a flurry of headlines\nconcerning the cost-of-living and immense global political tensions, it\u2019s\nimportant to look beyond short-term bouts of market volatility and ensure your\nfinancial objectives remain firmly aligned to your life goals \u2013 which may well\nhave shifted or flexed over the last couple of years.<\/strong><\/p>\n<\/div>\n\n

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Investing is for everyone<\/strong><\/p>\n<\/div>\n\n

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At times like these, the fear of losing money can be a\npowerful deterrent to investing. However, in reality, most of us have been\ninvestors throughout our lives \u2013 if you own your home, for instance, you\u2019ve\ninvested in the property market; if you own jewellery you\u2019re effectively\ninvesting in precious metals. With inflation factors at play, some may consider\nholding too much cash as a risky move at present.<\/p>\n<\/div>\n\n

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Diversification is key<\/strong><\/p>\n<\/div>\n\n

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While it\u2019s easy to understand potential unease in the\ncurrent climate, it\u2019s also important to appreciate markets have always\nexperienced short-term bouts of volatility. The key to managing this risk is by\ndiversifying your assets. By holding a balanced portfolio with a mix of\nequities, bonds, property and cash, this aims to effectively mitigate risk by\nensuring \u2018all your eggs are not in one basket.\u2019 By building safety nets as well\nas opportunities for returns into your plans you will end up with an optimum\nmix of investment, protection and saving instruments, allocated according to\nyour circumstances, objectives and risk tolerance.<\/p>\n<\/div>\n\n

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Plan, plan, plan<\/strong><\/p>\n<\/div>\n\n

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Recent research1<\/sup> also vividly highlights the\nimportance of investing in relation to retirement planning. The study found\nthat less than 40% of the population is currently on track to receive a moderate\nlevel of income in retirement. In other words, if most people don\u2019t take action\nnow, they face living on only the most basic standard in later years.<\/p>\n<\/div>\n\n

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Regular reviews paramount<\/strong><\/p>\n<\/div>\n\n

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One way to ensure your financial plans stay on track is by\narranging regular reviews. This will help to identify any areas of concern and\nensure you avoid any untoward financial surprises at a later stage in life.\nWith meticulous planning and careful consideration, we can assess and develop a\nrobust plan to align and flex with your changing requirements and priorities.\nWe\u2019ll help you spring into action and ensure you can look forward to a sound\nfinancial future.<\/p>\n<\/div>\n\n

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1<\/sup>HL, 2022<\/p>\n<\/div>\n\n

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The value of investments can go down as well as up and\nyou may not get back the full amount you invested. The past is not a guide to\nfuture performance and past performance may not necessarily be repeated.<\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Spring is very much a season of hope; a time to look forward and plan. While that\u2019s not always easy amid a flurry of headlines concerning the cost-of-living and immense global political tensions, it\u2019s important to look beyond short-term bouts of market volatility and ensure your financial objectives remain firmly aligned to your life goals […]<\/p>\n","protected":false},"author":12,"featured_media":5298,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,90],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5297"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=5297"}],"version-history":[{"count":3,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5297\/revisions"}],"predecessor-version":[{"id":5301,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/5297\/revisions\/5301"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/5298"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=5297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=5297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=5297"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=5297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}