{"id":26839,"date":"2024-11-05T10:38:46","date_gmt":"2024-11-05T10:38:46","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/2024\/11\/05\/finding-midlife-balance\/"},"modified":"2024-11-05T13:21:45","modified_gmt":"2024-11-05T13:21:45","slug":"finding-midlife-balance","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2024\/11\/05\/finding-midlife-balance\/","title":{"rendered":"Finding midlife balance"},"content":{"rendered":"
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Midlife can be demanding. Having moved onto \u2013 and, perhaps, up \u2013 the housing ladder, started a family and settled down, you would think you might have earned an easy ride.<\/strong> <\/p>\n<\/div>\n\n

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Yet midlife demands on your time and money can make you feel you are being pulled in a hundred different directions. Between supporting your family and saving for your retirement, there are many pressures on your life and finances\u2026 before even getting to spend your hard-earned gains on the things you want! <\/p>\n<\/div>\n\n

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The good news: it\u2019s possible to strike a balance between spending and saving. <\/p>\n<\/div>\n\n

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Sort your savings<\/strong> <\/p>\n<\/div>\n\n

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A clear savings strategy is the bedrock of financial freedom. When the costs start mounting, go back to basics and put spare money towards your future. Consider a stocks and shares ISA for long-term goals. And don\u2019t forget to have an account you can access instantly for emergencies. <\/p>\n<\/div>\n\n

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Have a plan<\/strong> <\/p>\n<\/div>\n\n

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To enjoy your spending to the full, it\u2019s a good idea to plan ahead. This is especially true with your retirement; know (and start acting towards) your plans as early as possible. Think too about taking out protection to ensure your financial security (and that of your loved ones) isn\u2019t thrown off course by illness or death. <\/p>\n<\/div>\n\n

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Spend (wisely)<\/strong> <\/p>\n<\/div>\n\n

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When you\u2019re squirrelling cash into your pension and feel like every outgoing is a bill, it\u2019s important to take a breath and remember: \u2018life is for living.<\/em>\u2019 That isn\u2019t an invitation to be reckless; it\u2019s about finding a balance between future financial security and enjoying your life now. <\/p>\n<\/div>\n\n

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If you want to take your family on a memorable summer holiday, don\u2019t deny yourself. Instead, cut back on the things that bring less joy. Ask yourself how much that extra streaming subscription would really enrich your life. <\/p>\n<\/div>\n\n

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The value of investments can go down as well as up and you may not get back the full amount you invested. The past is not a guide to future performance and past performance may not necessarily be repeated.<\/strong> <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Midlife can be demanding. Having moved onto \u2013 and, perhaps, up \u2013 the housing ladder, started a family and settled down, you would think you might have earned an easy ride.  Yet midlife demands on your time and money can make you feel you are being pulled in a hundred different directions. Between supporting your […]<\/p>\n","protected":false},"author":12,"featured_media":26865,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,89],"tags":[],"hd_content_source":[116],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/26839"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=26839"}],"version-history":[{"count":3,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/26839\/revisions"}],"predecessor-version":[{"id":26892,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/26839\/revisions\/26892"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/26865"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=26839"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=26839"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=26839"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=26839"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}