{"id":2578,"date":"2021-10-29T10:54:44","date_gmt":"2021-10-29T09:54:44","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/?p=2578"},"modified":"2021-11-02T09:43:06","modified_gmt":"2021-11-02T09:43:06","slug":"new-investment-habits-set-to-outlast-lockdown","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2021\/10\/29\/new-investment-habits-set-to-outlast-lockdown\/","title":{"rendered":"New investment habits set to outlast lockdown"},"content":{"rendered":"<div class=\"hd-block hd-block-paragraph\">\n<p>In the past\n18 months, many Britons have saved more money than usual as the closure of the\neconomy reduced spending. Many canny investors have been channelling their\nsavings into increased investment contributions.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>New\nresearch<sup>1<\/sup> suggests that the majority of UK investors (76%) intend to\nkeep up higher levels of contributions, with half saying they intend to\nsacrifice everyday spending to continue doing so. On average, post-lockdown\ninvestors plan to invest nearly a fifth (19%) more, increasing to 36% more for\nyounger investors. Just 6% plan to reduce their contributions.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>While the\nnumber of investors has surged during lockdown, many experts assumed that this\nwould reduce as restrictions (and lockdown boredom) were lifted. This has not\nbeen the case however, especially as many savings accounts have continued to\noffer poor returns as interest rates remain low.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Get started\nnow<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Historically,\ninvestments have performed better than cash deposits in the long term. While\nreturns on your investments are never guaranteed, building a diversified\nportfolio may be a smart move while interest rates remain so low.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><sup>1<\/sup>Barclays\nSmart Investor, 2021<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong><em>The value\nof investments and income from them may go down. You may not get back the\noriginal amount invested. A pension is a long-term investment. The fund value\nmay fluctuate and can go down. Your eventual income may depend on the size of\nthe fund at retirement, future interest rates and tax legislation.<\/em><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In the past 18 months, many Britons have saved more money than usual as the closure of the economy reduced spending. Many canny investors have been channelling their savings into increased investment contributions. New research1 suggests that the majority of UK investors (76%) intend to keep up higher levels of contributions, with half saying they [&hellip;]<\/p>\n","protected":false},"author":15,"featured_media":2579,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,89,88,90],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/2578"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=2578"}],"version-history":[{"count":3,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/2578\/revisions"}],"predecessor-version":[{"id":2583,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/2578\/revisions\/2583"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/2579"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=2578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=2578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=2578"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=2578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}