{"id":1532,"date":"2021-08-17T16:16:37","date_gmt":"2021-08-17T15:16:37","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/tomd\/?p=1532"},"modified":"2021-08-17T16:16:37","modified_gmt":"2021-08-17T15:16:37","slug":"keep-one-step-ahead","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/tomd\/2021\/08\/17\/keep-one-step-ahead\/","title":{"rendered":"Keep one step ahead"},"content":{"rendered":"
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Nearly a third of homeowners\n(31%) have said they would only consider purchasing protection insurance if\nthey fell ill1<\/sup> \u2013 which defeats the point as it\u2019s already too late by\nthen.<\/strong><\/p>\n<\/div>\n\n

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Other triggers for taking out\nprotection include having an accident (24%) or a change in employment status\n(25%). A further 22% say there is no circumstance that would make them consider\npurchasing a protection product.<\/p>\n<\/div>\n\n

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Other reasons given include:<\/strong><\/p>\n<\/div>\n\n

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\u2022             Not\nthinking they need it (28%)<\/p>\n<\/div>\n\n

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\u2022             Believing\nit to be too expensive (25%)<\/p>\n<\/div>\n\n

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\u2022             Not\nbeing able to afford it (22%).<\/p>\n<\/div>\n\n

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No regrets<\/strong><\/p>\n<\/div>\n\n

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Unfortunately, once people\nexperience a change in their circumstances, it is often too late to protect\nthemselves.<\/p>\n<\/div>\n\n

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Protection policies rarely offer backdated cover, meaning\nthat homeowners could find themselves in unnecessary financial difficulty as\nthey try to meet their mortgage, bills and other essential payments.<\/p>\n<\/div>\n\n

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Many of those questioned said they\nwish they had better understood the true value of protection, with one in seven\npeople (14%) regretting not having financial protection in place that would\nhave supported their mortgage payments in the past.<\/p>\n<\/div>\n\n

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Get ahead<\/strong><\/p>\n<\/div>\n\n

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We can help explain the\nimplications of having no protection insurance for you and your family, and\nadvise you on suitable and cost-effective products to protect you financially \u2013\nbefore it\u2019s too late.<\/p>\n<\/div>\n\n

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1<\/sup>MetLife,\n2021<\/p>\n<\/div>\n\n

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The value\nof investments and income from them may go down. You may not get back the\noriginal amount invested. A pension is a long-term investment. The fund value\nmay fluctuate and can go down. Your eventual income may depend on the size of\nthe fund at retirement, future interest rates and tax legislation.<\/em><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Nearly a third of homeowners (31%) have said they would only consider purchasing protection insurance if they fell ill1 \u2013 which defeats the point as it\u2019s already too late by then. Other triggers for taking out protection include having an accident (24%) or a change in employment status (25%). A further 22% say there is […]<\/p>\n","protected":false},"author":12,"featured_media":1534,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,89],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/1532"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/comments?post=1532"}],"version-history":[{"count":1,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/1532\/revisions"}],"predecessor-version":[{"id":1535,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/posts\/1532\/revisions\/1535"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media\/1534"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/media?parent=1532"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/categories?post=1532"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/tags?post=1532"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/tomd\/wp-json\/wp\/v2\/hd_content_source?post=1532"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}