Buy-to-let market update: Trends and insights 

The UK buy-to-let (BTL) market has seen notable changes recently.  The number of new BTL mortgages granted has decreased sharply. This decline is largely due to higher interest rates and stricter taxation measures, which have served to cool investor enthusiasm.  Additionally, the overall size of the BTL mortgage market has contracted. Investors are encountering more […]

In the news

Northern cities surge in mortgage searches   As buyers consider more affordable housing options beyond the capital, the six major Northern cities of Leeds, Bradford, Manchester, Liverpool, Sheffield and Newcastle have witnessed a significant increase in purchase mortgage searches and now account for almost 11% of all mortgage search activity, up by two-thirds on last year1. […]

The new Renters’ Rights Bill – what does it mean? 

The Labour government has designed a Renters’ Rights Bill, aiming to improve the rights and protections for tenants.    Changes have already been made to improve rights in Scotland and Wales, so the proposed Bill will be applicable to renters in England, with some elements stretching to Wales.  No more no-fault evictions   The Bill will include […]

Guidance for first-time buyers

Getting a foot onto the property ladder has always presented challenges. Research suggests FTBs could currently be experiencing the most expensive conditions in 70 years1.  Who is most affected?  In the current property market, a successful first purchase often requires two high incomes plus financial support from family members. Therefore, those who are buying alone, […]