Insights into behavioural investing

Have you ever made an irrational or impulsive purchase you’ve later regretted? We all make decisions based on our emotions or personal biases, but when it comes to investing, such mistakes can be very costly.  What is behavioural investment?  Behavioural investment is an approach that acknowledges how our emotions and our biases can sometimes make […]

Financial wellbeing is multifaceted

According to research1, 81% of the UK’s wealthiest individuals are ‘stressed’ about their finances, suggesting financial wellbeing is about more than just the totality of your wealth. So, virtually everyone has concerns about what their financial future will look like.  Planning for the future  The prime concerns for individuals centred around future planning and retirement, […]

Money – In the news

Financial goals fall by the wayside  A poll has found that 57% of adults had money-related goals for 2024, such as reducing debt and wanting more disposable income1. However, two-thirds (67%) had given up on achieving their financial aims by the end of Q1; 16% said this was due to having unrealistic expectations, and 10% […]

Limiting ‘home bias’

Does your investment portfolio suffer from too much ‘home bias’? It’s natural for investors to stay close to home when thinking about investing, contemplating well-known UK companies or UK-focused funds rather than looking further afield. But if your portfolio becomes too heavily concentrated in the UK, you risk missing out on valuable diversification benefits and […]

Wealth in the news

Are you a magpie investor?  Almost one in ten (9%) adults are. These so-called magpie investors buy luxury items hoping for an increase in value and an attractive return, according to new research1. The assets invested in include jewellery, watches, collectibles, classic cars, art, wine, whisky, and accessories such as clothes and handbags. Magpie investors […]

“Take time to check your money – and your future – is protected”

Football presenter Jeff Stelling has warned people to be on the ball and check their pension protection in a new campaign by the Financial Services Compensation Scheme (FSCS).  Every year, the FSCS receives thousands of claims from people who have lost money from their pensions when their financial providers have gone out of business. The […]

Brighter outlook for global economy as inflation eases

At times in the past two years, it seemed to some that inflation would never come down. Double-digit inflation became routine. Now, with price rises back near normal levels, optimism is returning to financial markets.  Disinflation diaries  Inflation has fallen well below the multi-decade highs witnessed in many countries since 2022. In response, central banks […]