The common use of jargon can make investments and pensions seem impenetrable and intimidating. If the thought of words such as ‘Equities’ and ‘Investment ISAs’ gets your heart racing, you’re not alone: new research1 has shown that financial terms really can make people feel anxious. How can this be tested? Researchers used a variation of […]
Category archives: General Financial News
Climate disclosures top corporate agendas in 2022
Regulators have been urged by the IMF to do more to prevent financial companies from making misleading claims concerning their environmental credentials – ‘Proper regulatory oversight and verification mechanisms are essential to avoid greenwashing.’ To achieve the expansion needed to reach the target of reducing worldwide carbon emissions to net zero by mid-century, will require […]
Making savings for your children work
Many parents are keen to give their children a flying start financially by putting aside money throughout their childhood. Mums have been shown to be more likely to take the lead in this area, with most savings being held in cash products, such as cash Junior Individual Savings Accounts (JISAs) or premium bonds. Mum’s the […]
Consumers and investors tune in to tackle climate change
More than half (57%) of consumers want their pension to be invested responsibly to help tackle climate change, but only one in seven people who have a pension have taken steps to invest it responsibly1. Climate change and the environment are bigger concerns for most people than COVID-19 or the economy, according to a new […]
Gen up to protect yourself from pension scams
With pension scam losses totalling millions each year, good news came in November, when new regulations came into force to protect pension savers and stop suspicious scam transfers. From 30 November 2021, pension trustees and scheme managers received new powers to intervene. Previously pension providers were not allowed to refuse to carry out a transfer […]
Lights, camera, action!
Did you know that Jackie Chan’s stunt team has been blacklisted by all insurance companies, leaving Chan to pay out himself for any injuries? Fortunately, for most people it is considerably easier to get covered, so there is no excuse to be uninsured. Over a third of people say they are more likely to buy […]
Time to consider external factors
The Autumn Budget may have left a sense that nothing much had changed in the realm of personal financial planning, as no major changes to Capital Gains Tax, Inheritance Tax, Income Tax or pensions, were announced. Despite this, a prime consideration needs to be how external factors such as frozen rates and higher inflation, could […]
‘Special dividends’ boost investor income
In Q3 2021, UK dividends reached £34.9bn, an impressive 89% year-on-year rise1. Part of this rise can be attributed to large one-off special dividends, a trend expected to continue in Q4. Excluding special dividends, the underlying total in Q3 was £27.7bn, a 52.6% increase. In context, this year-on-year rebound, is comparable with a pandemic-stricken Q3 2020, […]
In the news – Money
Scam victims suffer a £9.3bn wellbeing impact Unfortunately, scams continue to be rife. As well as having devasting financial impacts, a study1 has found that scams affect personal wellbeing. By using a model that allows researchers to value changes in wellbeing in monetary terms, the impact of scams on victim wellbeing has been calculated at […]
In the news – Wealth
Your 2022 playlist Research studies over the years have reinforced the idea that equity prices are not solely driven by analysis of a company’s prospects but also by outside factors which can impact investor mood. Correlation has been found between improved stock market performance on sunny days or poor performance after a country loses a […]