Investment megatrends for 2025 and beyond

Megatrends are powerful, long-term shifts, which are already changing the way we live and work  Today, trends such as AI, defence spending, changing energy supplies and demographics, are evident  While markets fluctuate daily, megatrends are shaping the future, creating exciting opportunities  Investing megatrends are powerful, long-term shifts expected to reshape industries, economies and investment markets […]

Your pension and IHT

By Q3, the government is expected to provide implementation guidance on how pensions and death benefits will be treated  Any changes are likely to have the greatest impact on people with established estate plans  As proposals are not finalised, it’s wise to consider potential implications but await the final guidance before overhauling plans  Chancellor Rachel […]

Time for a spring clean? How about ‘death cleaning’ your finances?

Financial ‘death cleaning’ helps simplify finances, reduce clutter, and ensure loved ones aren’t left with financial burdens  Key steps include closing unused accounts, updating documents, maximizing tax efficiency, and reviewing investments  Open conversations with family about financial plans support intergenerational wealth planning and a smooth legacy transfer  Could your finances benefit from a spring clean? […]

Advised investors are ‘less vulnerable’

Investors who receive financial advice are four times less likely to be vulnerable than the general population, according to analysis1.  The study looked at a cohort of more than 5,000 advised investors, assessing them using a psychometric financial wellbeing questionnaire. Designed by an in-house behavioural psychologist, the questionnaire was designed to find and evaluate indicators […]

Why financial procrastination can harm your health (and your finances)

Financial procrastination – delaying financial tasks – can negatively impact both your finances and health.  Signs of financial procrastination include fear of mistakes, lack of confidence, and unclear financial goals.  Combat procrastination by setting clear financial goals, seeking expert advice, and taking proactive action.  We all know that putting things off is all too easy. […]

Family tensions over money talks – time to break the taboo

Many wealthy individuals hesitate to discuss financial planning due to fears of family disagreements, with 10% avoiding the topic altogether and 27% finding it uncomfortable1.  However, this reluctance to have a discussion could lead to future misunderstandings, as family members may have unrealistic expectations about their inheritance. Only 12% of wealthy individuals said they regularly […]