News in Review

“At the Spring Statement, Rishi Sunak has to make a huge judgment call” With a week to go until the next fiscal event in the government’s calendar – the Spring Forecast Statement on 23 March – new research from the Institute for Fiscal Studies (IFS) has highlighted its belief that the Chancellor has some big […]

Preserving your retirement from the risk of mental decline

Many of us can now look forward to a longer retirement, due to increased life expectancy, however this unfortunately comes at a cost. The prevalence of age-related cognitive decline is on the rise, which could leave us vulnerable to costly financial errors. There are nearly 885,000 people living with dementia in the UK1, with estimates […]

News in Review

‘The situation remains highly fluid and the outlook is subject to extraordinary uncertainty’ Last week, as the invasion of Ukraine entered a second week, the President of the World Bank declared the situation “a catastrophe” for the world. Although David Malpass stressed his biggest concern is “about the pure human loss of lives” he also […]

The ‘Late Financial Bloomer’ faces a complex retirement journey

A new group of consumers, dubbed the ‘Late Financial Bloomers’ are set to change the face of retirement1. An array of socioeconomic factors, such as later home ownership, are the primary drivers behind this shift. Divorce and marriage trends are also key contributors, as is later childbirth. First marriages now take place four years later […]

News in Review

“The UK is announcing the largest and most severe package of economic sanctions that Russia has ever seen” ‘Freedom Day’ in England was overshadowed last Thursday as Russian President Vladimir Putin ordered the invasion of Ukraine, with troops attacking the country from the north, south and east. The European Union hailed the invasion as one […]

Investment terms trigger stress reaction

The common use of jargon can make investments and pensions seem impenetrable and intimidating. If the thought of words such as ‘Equities’ and ‘Investment ISAs’ gets your heart racing, you’re not alone: new research1 has shown that financial terms really can make people feel anxious. How can this be tested? Researchers used a variation of […]

Economic Review February 2022

Interest rates rise again In February, the Bank of England’s Monetary Policy Committee (MPC) announced an increase in its main interest rate for the second meeting in a row as the Bank continues to grapple with a rapid rise in the cost of living. At its latest meeting held in early February, the MPC sanctioned […]

News in Review

“Falling COVID cases and the slow return to offices offer further hope for town and city centres” Storms Dudley, Eunice and Franklin swept the country over the last week or so, causing major disruption. With trains and flights cancelled, schools and venues closed, people were urged to avoid travel and to stay at home. The […]