Is ‘financial independence’ a better option than retirement?

Financial independence means working becomes optional, not essential  Diversifying income beyond pensions offers lasting security and freedom  A clear plan helps you align your later life with your long-term goals  Retirement used to mean the end of working life, but that’s definitely no longer the case. People are living longer, staying healthier and keen to […]

News in Review

OECD forecasts slower global growth ahead due to tariffs, trade barriers and policy uncertainty   The UK economy faces a weaker outlook with highest G7 inflation in 2025, easing slightly in 2026  Labour signals fiscal prudence, hints at tax rises, while pledging support for youth employment initiatives  ‘Finding the right balance in uncertain times’  The Organisation […]

Gen X stash the cash

Gen X savers are cautious, with over £34k on average held in cash savings  Less than a third also invest, risking long-term value erosion from inflation  Balancing cash investments can offer better growth without excessive risk  Nearly two in three Brits born between 1965 and 1980 hold ‘significant’ savings in cash, new research1 shows, while […]

Demand for second homes falls: what does it mean for local buyers and sellers? 

Council Tax hikes on second homes are triggering a surge in holiday property sales  In popular holiday destinations the number of properties being listed for sale has increased over 40%  This shift in property ownership has the potential to impact entire communities   From country cottages to seaside retreats, the second home market is facing challenges. […]

A closer look at the ‘nearshoring’ trend

Nearshoring is rising as firms prioritise bringing supply chains closer to home  Trump Tariffs’ have only underlined the need for companies to explore their options   As the global economy evolves, identifying long-term trends is important  The pandemic, raised geopolitical tensions and supply chain shocks, have all forced companies to rethink how they operate. Many, although […]

News in review

The Bank of England held rates at 4%, signalling cautious future cuts as inflation remains at 3.8%  US-UK ‘Tech Prosperity Deal’ secures £150bn in pledged investment, focused on AI, quantum computing and clean energy  UK consumer confidence declined in September, with households increasingly pessimistic about the economic outlook and personal finances  “’We’re not out of […]

Residential Property Review – September 2025

Any Autumn Budget changes to Stamp Duty and CGT could heavily influence housing activity in late 2025  Mortgage rates dipped below 5% but gilt yields raise concern of further increases  15% of property sales fell through in 2025, with converted homes most affected  Housing market outlook  According to Savills, housing market performance for the rest […]

Commercial Property Market Review – September 2025

City investment volumes reached £2bn by July, 33% below average, but deal sizes are notably larger  The outlook for H2 2025 is brighter due to improved credit and stabilising investor confidence in offices and industrials  London construction faces pipeline contractions, though government-backed infrastructure projects show some momentum  City investment market update  The latest statistics from […]

News in Review

GDP grew by 0.2% in the three months to July, a slowdown from 0.3% recorded in Q2  US inflation was higher than expected in August with CPI rising 0.4%, the sharpest increase since January  ONS revealed the latest wages data showing that total pay, including bonuses, for the three months to July was 4.7%  “’In […]