Do you have hopes to buy? Whether you’re looking to get on, move up or down the ladder, your property dreams are possible with a little preparation. Here’s how you can get yourself mortgage-ready this summer. Check your credit score Lenders will inspect your credit report for evidence that you can meet the mortgage repayments. […]
Author archives: natalie
Optimistic days ahead
This year, summer brings hope of a better financial future as inflationary pressures recede and the economy continues to grow. It could therefore be an ideal opportunity to prioritise a range of pension-related issues in order to ensure brighter days do lie ahead. Pension withdrawals up Many people have faced significant financial challenges over the […]
The real value of a survey
Nobody wants to pay too much for their home. During the home buying process, there are many causes of stress. Making sure you don’t overpay doesn’t need to be one. That’s because getting the right survey can give you peace of mind that you are paying a fair price. What is a survey? A survey […]
Investing – adopting an Olympic mindset
The countdown is well and truly underway to this summer’s Olympic and Paralympic Games in Paris when we are all sure to be watching in awe as the world’s leading elite athletes showcase their talents. And investors could boost their chances of success by emulating an Olympian’s mindset and thereby improving their financial wellbeing. Attributes […]
No plans to downsize for the majority of over 55s
Only one in seven non-retired homeowners over 55 plan to downsize after they stop working, a new study1 suggests. In a poll of 2,000 adults over the age of 55, half said they plan on staying in their current home after they retire. For those aged 71 to 75, the figure is 68%. No hassle, […]
AI & scams
Although there is much excitement surrounding the advent and development of artificial intelligence (AI), there are some serious risks involved – namely, the prevalence of scams that are becoming increasingly sophisticated. Types of scams There are a few main scams to be aware of: Who is at threat? Everyone risks falling victim to […]
Focusing on self-actualisation in retirement
To enjoy a financially secure retirement, it’s important to spend time doing some in-depth thinking well in advance to determine your goals and requirements in order to achieve the lifestyle you dream of. You need a robust financial plan. When thinking about the income you’ll need in retirement, many people find it helpful to think […]
Making sure you have got your mortgage covered?
Taking out life insurance may not be a legal requirement if you have a mortgage, but it certainly is sensible to have. The benefits When applying for a mortgage, proof of cover could make you a stronger candidate in the eyes of a lender because they know that, in the event of your death, other […]
Wealth transfer gains momentum
Recently published research suggests the long-heralded ‘great wealth transfer’ is now firmly underway, which inevitably heightens the need for carefully considered intergenerational financial planning as assets continue to flow down the generations. The great transfer Dubbed by analysts the ‘great wealth transfer,’ the next two decades are set to witness the largest ever intergenerational transfer […]
Buy-to-let landlords expanding portfolios?
New research1 indicates that more than half (52%) of buy-to-let (BTL) landlords have been actively expanding their property portfolios over the past year, with 25% acquiring one property and an additional 27% acquiring multiple properties. Looking at the next twelve months, 26% intend to acquire a single property, while another 26% plan to expand their […]