Guidance for first-time buyers

Getting a foot onto the property ladder has always presented challenges. Research suggests FTBs could currently be experiencing the most expensive conditions in 70 years1.  Who is most affected?  In the current property market, a successful first purchase often requires two high incomes plus financial support from family members. Therefore, those who are buying alone, […]

Insights into behavioural investing

Have you ever made an irrational or impulsive purchase you’ve later regretted? We all make decisions based on our emotions or personal biases, but when it comes to investing, such mistakes can be very costly.  What is behavioural investment?  Behavioural investment is an approach that acknowledges how our emotions and our biases can sometimes make […]

Financial wellbeing is multifaceted

According to research1, 81% of the UK’s wealthiest individuals are ‘stressed’ about their finances, suggesting financial wellbeing is about more than just the totality of your wealth. So, virtually everyone has concerns about what their financial future will look like.  Planning for the future  The prime concerns for individuals centred around future planning and retirement, […]