By Q3, the government is expected to provide implementation guidance on how pensions and death benefits will be treated Any changes are likely to have the greatest impact on people with established estate plans As proposals are not finalised, it’s wise to consider potential implications but await the final guidance before overhauling plans Chancellor Rachel […]
Author archives: charlie
Stamp Duty changes – tune in
Stamp Duty Land Tax (SDLT) rates reverted on 1 April 2025 to pre-September 2022 levels First-time buyers will have to start paying the tax on any home valued above £300,000 Non-first-time buyers will pay SDLT on properties valued above £125,000. From 1 April 2025, Stamp Duty Land Tax (SDLT) rates revert to the thresholds prevailing […]
News in Review
Rachel Reeves described two months of falling inflation, along with growth in real wages and GDP, as “encouraging signs” Keir Starmer has reiterated his commitment to securing “free and open trade” in order to protect the national interest The UN trade body UNCTAD predicted global economic growth would slow to 2.3% this year, falling below […]
News in Review
President Trump paused most tariffs for 90 days, briefly boosting global market confidence amid uncertainty The UK economy unexpectedly grew 0.5% in February, driven by services, production and construction The UK economy unexpectedly grew 0.5% in February, driven by services, production and construction “We want to secure the best deal possible for British jobs and […]
Kickstart the new tax year with confidence
With the new tax year allowances in place, now is the time to make smart financial decisions Taking time to review and refine your financial plan can help you stay on track for the future Ensure you’re making the most of the opportunities available – your future self will thank you! The beginning of the […]
Spring tips for UK homebuyers
Spring typically offers an uptick in listings, with 70% of homes listed in February and March completing quickly Buyers have benefited from stable mortgage rates and a wider selection of homes to offer on Early preparation is crucial for making informed and successful decisions in a competitive market As spring gets under way, the UK […]
Start the new tax year strong
With the new tax year allowances in place, now is the time to make smart financial decisions Taking time to review and refine your financial plan can help you stay on track for the future Ensure you’re making the most of the opportunities available – your future self will thank you! The new tax year […]
Time for a spring clean? How about ‘death cleaning’ your finances?
Financial ‘death cleaning’ helps simplify finances, reduce clutter, and ensure loved ones aren’t left with financial burdens Key steps include closing unused accounts, updating documents, maximizing tax efficiency, and reviewing investments Open conversations with family about financial plans support intergenerational wealth planning and a smooth legacy transfer Could your finances benefit from a spring clean? […]
Economic Review March 2025
The Chancellor cut welfare and departmental spending to restore a fiscal buffer, but risks to forecasts remain high Inflation dipped unexpectedly but is expected to rise again due to higher energy, taxes and wage costs Business and retail activity showed resilience, but weak manufacturing and trade tensions cloud economic prospects Chancellor trims spending plans Rachel […]
News in Review
US President Trump disrupted the global trade system by introducing tariffs on ‘Liberation Day’ Global markets continue to be highly volatile following the announcement The government is to help the UK car industry cope with tariffs by relaxing electric vehicle (EV) sales targets “This is one of the most important days… in American history. It’s our […]