With the next 30 years set to witness the largest ever intergenerational passing of wealth, the need for inheritance advice has never been greater. Intergenerational planning, however, can also help with more immediate financial needs, particularly when generations work collaboratively to find solutions that support the whole family both now and in the future. Inflation […]
Author archives: charlie
News in Review
“We are experiencing a fundamental shift in the global economy” Last week, International Monetary Fund (IMF) Managing Director Kristalina Georgieva delivered a speech in Washington DC entitled ‘Navigating a more fragile world.’ She referred to the combined impact of a trio of challenges – recovery from the pandemic, the Ukraine invasion and climate issues – which have […]
If in doubt – talk it out!
According to a recent survey1, 90% of households are worried about rising prices. Financial worries can cause a great deal of stress and anxiety; nearly one in five people say they have lost sleep over soaring prices in recent months2. Money and wealth often feel like a bit of a taboo topic for families. Research3 […]
News in Review
“We live in rapidly moving times” The Prime Minister and Chancellor met with the Office for Budget Responsibility (OBR) on Friday morning to discuss the ramifications of their Growth Plan. In a move widely seen as an attempt to reassure financial markets following a challenging week, the Bank of England stepped in with a £65m […]
Economic Review – September 2022
Chancellor’s Growth Plan In his first fiscal statement since becoming Chancellor, Kwasi Kwarteng hailed a “new approach for a new era” as he unveiled a series of tax cuts and other measures designed to spur economic growth. During a ‘mini-budget’ delivered on 23 September, the Chancellor outlined a Growth Plan centred on the biggest package […]
News in Review
“Our entire focus is on making Britain more globally competitive” Last Friday, Kwasi Kwarteng outlined a series of tax cuts and measures aimed at boosting economic activity. HisGrowth Plan was built around three key priorities: reforming the supply-side of the economy, maintaining a responsible approach to public finances and cutting taxes to boost growth, he […]
News in Review
“With admiration we recall her lifelong sense of duty and dedication to her people“ The nation ground to a halt on Monday to observe a Bank Holiday for Her Majesty Queen Elizabeth II’s state funeral, rounding off an emotive period of mourning. Attended by world leaders, foreign royal families, heads of state, foreign dignitaries and […]
Your protection needs
We all know financial commitments are a fact of life. Mortgage repayments and household bills aren’t glamorous expenses, but they are unavoidable in spending our hard-earned cash. Protection insurance too should be seen as a certainty in your financial plans. With living expenses rising considerably, many people are having to tighten their spending reins. Cutting […]
Mortgages for over-65s – mission possible!
Are you over sixty-five and finding it challenging to get a mortgage? You’re certainly not alone, according to recent findings1. With the number of people in the UK aged over 65 soon expected to surpass those aged 18 and under, just 37% of potential borrowers aged 65 and over are offered the size of loan […]
The ‘Big Five’ personality traits of the self-made millionaire
In the first study of its kind1, researchers have distinguished the personality traits most common among self-made millionaires versus those who have inherited their wealth. The study analysed a sample of wealthy individuals according to the so-called ‘Big Five’ personality traits: • Openness (i.e. curious vs cautious) • Conscientiousness (i.e. efficient vs disorganised) • Extroversion […]