News in Review

The Budget included a number of tax and spending measures, estimated to raise £26bn in taxes by 2029/30  Key announcements included changes to Dividend Tax and changes to salary-sacrificed pension contributions  An extension of the freeze on Income Tax and secondary NIC’s thresholds until April 2031 was also announced  “This Budget will bring down inflation and provide immediate relief […]

Economic Review – November 2025

ONS data reveals the UK economy barely expanded across Q3, with the economy contracting by 0.1% in September alone  The Monetary Policy Committee voted to leave Bank Rate on hold by a 5–4 majority in November   The headline index from last month’s GfK consumer confidence survey fell two percentage points  OBR downgrades UK growth forecasts  New projections from the […]

Buying later and borrowing longer

More first-time buyers are purchasing homes later in life to manage affordability challenges  Longer mortgage terms help keep monthly payments manageable but extend debt into later years  Professional guidance can help buyers select the most suitable mortgage for their circumstances  Getting onto the property ladder has become harder in recent years and that’s had a noticeable impact. People are […]