UK inflation holds steady at 3.8%, with food prices easing for the first time since May 2024 Inheritance Tax receipts climb again, with forecasts suggesting record highs by the end of the decade Consumer confidence rises slightly as shoppers prepare for Black Friday and await the Chancellor’s upcoming Budget “The Chancellor must use the upcoming […]
Monthly archives: October 2025
Commercial Property Market Review – October 2025
Prime yields remain stable at 5.9%, signalling resilience and predictability in a cautious investment environment Hotel investment surged 28% year-on-year, driven by strong single-asset deals and renewed investor confidence in London Scottish market investment dipped 21% but quality assets and international buyers continue to drive solid demand Monthly market update The latest data from Savills […]
Residential Property Review – October 2025
The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty Landlord exits drive a sharp fall in rental supply, prompting RICS to forecast a 3% rent rise next year The government plans to make reforms to speed home sales and cut fall-throughs, including digital property packs and conditional […]
Adapting to transformation – investing through global change
Investors face rapid change due to inflation, geopolitical uncertainty, AI and the energy transition IMF forecasts global growth of 3% in 2025, but warns of persistent downside risks Agility, diversification and long-term structural alignment are vital to manage risk and capture growth Adapting to transformation – investing through global change As we enter the final […]
News in Review
The UK economy grew slightly in August, but experts warn of tougher months ahead The IMF sees steady global growth, with the UK outperforming most G7 nations this year US-China tensions flare as rare earth export controls spark new tariff threats “We will continue to prioritise economic and fiscal stability” Latest data from the Office […]
In the news
A third of people expecting £300k+ inheritance don’t fully understand IHT, risking lost family wealth Only 20% plan lifetime transfers, 22% avoid inheritance discussions and 28% don’t understand planning options UK dividends hit £35.1bn in Q2, with banks and Rolls-Royce contributing to underlying growth People don’t understand IHT Research1 shows there’s a significant knowledge gap […]
Mortgage Guarantee Scheme launched
The Mortgage Guarantee Scheme is now permanently available across the UK Lenders are insured against losses, supporting availability of high LTV mortgages When borrowing at higher loan-to-value levels, it’s important to tread carefully The government’s new Mortgage Guarantee Scheme became permanently available in July 2025. The scheme, which was part of Labour’s election manifesto, aims […]
Financial decisions – put your best foot forward
Going outdoors for an energising walk can help bring clarity when making major financial decisions Focus on your long-term goals and make sure your decisions are aligned with your risk profile Professional guidance can help you understand what’s right for you and your circumstances Perplexed by your pension? Seeking investment inspiration? Then why not head […]
News in Review
Latest data from Halifax shows that house prices decreased by 0.3% month-on-month in September IFS says Chancellor Rachel Reeves should avoid ‘directionless tinkering and half-baked fixes’ in next month’s Budget Donald Trump has hailed “the historic dawn of a new Middle East” in an address to Israeli lawmakers “A relatively lower mortgage rate environment and […]
Autumn housing market outlook
Buyers gain negotiating power with more homes available and improving mortgage affordability Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked Modest price growth is expected, but steady activity could sustain momentum through autumn As summer fades, the UK housing market moves into autumn with steady momentum. A high volume of homes […]