{"id":9007,"date":"2026-05-19T12:14:56","date_gmt":"2026-05-19T11:14:56","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=9007"},"modified":"2026-05-19T16:26:54","modified_gmt":"2026-05-19T15:26:54","slug":"buyers-assume-the-worst-without-speaking-to-an-adviser","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2026\/05\/19\/buyers-assume-the-worst-without-speaking-to-an-adviser\/","title":{"rendered":"Buyers assume the worst without speaking to an adviser"},"content":{"rendered":"
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Nearly half of prospective buyers have never spoken to a mortgage adviser to explore their options<\/td>Many assume homeownership is out of reach without fully understanding affordability and products<\/td>Speaking to an adviser can reveal opportunities and provide a clearer path to buying<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n
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Some 47% of people who want to buy their own home have never spoken to a mortgage broker, research shows1<\/sup>. Without talking through their options, these people could have an overly pessimistic outlook, with one in three respondents saying they don\u2019t think they will ever own a home<\/strong>. <\/em><\/strong><\/p>\n<\/div>\n\n

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Brighter than you think<\/strong><\/h2>\n<\/div>\n\n
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Six in 10 prospective first-time buyers (FTBs) today have less than \u00a310,000 in savings, leading some to despair about their prospects for homeownership. On average, respondents think it will take six and a half years for them to save enough to afford their first home.<\/p>\n<\/div>\n\n

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Many aspiring first-time buyers assume homeownership is out of reach without realising that they might already have options available.<\/p>\n<\/div>\n\n

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Get talking<\/strong><\/h2>\n<\/div>\n\n
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Even among those who have spoken to an adviser, the research found that 46% have not done so in the last year. Rather than fearing the worst, it is time to start preparing for the best.<\/p>\n<\/div>\n\n

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1<\/sup>BSA 2026<\/p>\n<\/div>\n\n

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It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. Some rules may vary in different parts of the UK.<\/em><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Nearly half of prospective buyers have never spoken to a mortgage adviser to explore their options Many assume homeownership is out of reach without fully understanding affordability and products Speaking to an adviser can reveal opportunities and provide a clearer path to buying Some 47% of people who want to buy their own home have […]<\/p>\n","protected":false},"author":4,"featured_media":9008,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,76],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/9007"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=9007"}],"version-history":[{"count":4,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/9007\/revisions"}],"predecessor-version":[{"id":9012,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/9007\/revisions\/9012"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/9008"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=9007"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=9007"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=9007"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=9007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}