{"id":8912,"date":"2026-05-05T12:03:57","date_gmt":"2026-05-05T11:03:57","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=8912"},"modified":"2026-05-05T15:43:03","modified_gmt":"2026-05-05T14:43:03","slug":"make-your-move-this-spring-reviewing-your-mortgage-options","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2026\/05\/05\/make-your-move-this-spring-reviewing-your-mortgage-options\/","title":{"rendered":"Make your move this spring \u2013 reviewing your mortgage options"},"content":{"rendered":"
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Nearly half of aspiring buyers have never explored their borrowing potential with an expert<\/td>Remortgaging could improve monthly affordability, reduce costs or release funds for improvements<\/td>Early preparation can strengthen your position in the competitive spring housing market<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n
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Spring is widely associated with new beginnings and this sense of renewal extends beyond the changing weather into the housing market.<\/strong><\/p>\n<\/div>\n\n

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As the days grow longer, more homes become available and activity begins to build before the summer months. It\u2019s a natural point for people to consider their next step. Whether you\u2019re buying your first home, planning a move or reassessing your current mortgage, this time of year offers a timely opportunity to take stock.<\/p>\n<\/div>\n\n

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You might be nearer than you realise<\/strong><\/h2>\n<\/div>\n\n
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For those looking to get onto the property ladder, there are some positive signs. Research suggests that many prospective buyers could be closer to purchasing a home than they think. Around 47% of aspiring buyers\u00b9 have never spoken to a mortgage adviser or lender to understand what options may be open to them. However, those who do take that initial step often find they are in a stronger position than expected. In many cases, it\u2019s simply about gaining a clearer picture of affordability and exploring the choices available.<\/p>\n<\/div>\n\n

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Considering a new mortgage deal<\/strong><\/h2>\n<\/div>\n\n
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Spring isn\u2019t just relevant for first-time buyers. Homeowners with an existing mortgage may also benefit from reviewing their arrangements. If your current deal is nearing its end, you\u2019re aiming to reduce monthly outgoings or you\u2019re thinking about borrowing more for home improvements, looking at alternative options could help you better manage your finances.<\/p>\n<\/div>\n\n

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Getting ready for your next move<\/strong><\/h2>\n<\/div>\n\n
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This time of year is traditionally busy for those planning to move home. With a wider selection of properties on the market and many families hoping to be settled before the next school year, getting organised early can make all the difference. Being prepared means you\u2019re ready to act when the right opportunity comes along.<\/p>\n<\/div>\n\n

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Begin with expert guidance<\/strong><\/h2>\n<\/div>\n\n
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No matter your circumstances, having a conversation with us can be an invaluable starting point. We can help you understand how much you may be able to borrow, keep you informed about current products and support you through each stage of the process.<\/p>\n<\/div>\n\n

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Spring\u2019s sense of renewal makes it an ideal moment to revisit your plans, explore your options and take a meaningful step towards your next home.<\/p>\n<\/div>\n\n

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1<\/sup>BSA, 2026<\/p>\n<\/div>\n\n

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It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. Some rules may vary in different parts of the UK.<\/em><\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Nearly half of aspiring buyers have never explored their borrowing potential with an expert Remortgaging could improve monthly affordability, reduce costs or release funds for improvements Early preparation can strengthen your position in the competitive spring housing market Spring is widely associated with new beginnings and this sense of renewal extends beyond the changing weather […]<\/p>\n","protected":false},"author":4,"featured_media":8913,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,76],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/8912"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=8912"}],"version-history":[{"count":4,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/8912\/revisions"}],"predecessor-version":[{"id":8917,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/8912\/revisions\/8917"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/8913"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=8912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=8912"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=8912"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=8912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}