{"id":7976,"date":"2026-01-06T14:45:11","date_gmt":"2026-01-06T14:45:11","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=7976"},"modified":"2026-01-06T14:46:36","modified_gmt":"2026-01-06T14:46:36","slug":"moving-house-dont-forget-the-protection-review","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2026\/01\/06\/moving-house-dont-forget-the-protection-review\/","title":{"rendered":"Moving house?\u00a0Don\u2019t\u00a0forget the protection review"},"content":{"rendered":"
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Research shows 32% of policyholders never update their cover after moving <\/td>Top of the list for the most common time for taking out protection is buying a first home <\/td>Any change in circumstances could be a reason to update the level of cover you need <\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n
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When moving to a new home, house buyers are faced with a huge amount of admin. Although adding one more thing to the list might not seem appealing, making time to add a review of any protection policies should be a crucial consideration. Despite this, new research<\/strong>1<\/sup><\/strong> has found that one in four policyholders have moved house since taking out protection cover but that some 32% have never reviewed their policy.<\/strong> <\/p>\n<\/div>\n\n

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First timers<\/strong> <\/h2>\n<\/div>\n\n
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Key life milestones are the main motivation for people to take out protection, with events like having a child or getting married two of the most popular prompts to take out cover. Top of the list for the most common time when people take out protection, however, is buying a first home. At this major life event, life insurance (21%), income protection (23%), and critical illness cover (26%) are the main types of protection purchased. <\/p>\n<\/div>\n\n

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Time for a review?<\/strong> <\/h2>\n<\/div>\n\n
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Although FTBs naturally think about adding protection when completing this major purchase, moving to a second, third or tenth new home should also be a prompt for a protection review. Any change in circumstances could be cause to update the level of cover you need. Moving to a new home is a time when your financial responsibilities shift, whether because of a new mortgage or a new location. <\/p>\n<\/div>\n\n

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Get protection sorted<\/strong> <\/h2>\n<\/div>\n\n
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The research also found that some 63% of respondents have looked at their policy without making any changes. This suggests that even when people take the important step of securing protection, they often leave it untouched, potentially exposing themselves to gaps in cover. Don\u2019t delay: get your cover sorted today! <\/p>\n<\/div>\n\n

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1<\/sup>Vitality, 2025 <\/p>\n<\/div>\n\n

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It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. Some rules may vary in different parts of the UK.<\/em><\/strong> <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Research shows 32% of policyholders never update their cover after moving  Top of the list for the most common time for taking out protection is buying a first home  Any change in circumstances could be a reason to update the level of cover you need  When moving to a new home, house buyers are faced with a huge […]<\/p>\n","protected":false},"author":4,"featured_media":7977,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,76],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7976"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=7976"}],"version-history":[{"count":5,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7976\/revisions"}],"predecessor-version":[{"id":7982,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7976\/revisions\/7982"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/7977"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=7976"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=7976"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=7976"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=7976"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}