{"id":7858,"date":"2025-12-17T14:30:04","date_gmt":"2025-12-17T14:30:04","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=7858"},"modified":"2025-12-19T08:37:59","modified_gmt":"2025-12-19T08:37:59","slug":"market-volatility-youre-going-to-have-to-adapt-to-the-world","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2025\/12\/17\/market-volatility-youre-going-to-have-to-adapt-to-the-world\/","title":{"rendered":"Market volatility\u00a0\u2013 \u201cYou\u2019re going to have to adapt to the world\u201d\u00a0"},"content":{"rendered":"<div class=\"hd-block hd-block-table\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Warren Buffett dismissed market volatility in the spring as\u00a0<em>\u201creally nothing\u201d<\/em>\u00a0to worry about\u00a0<\/td><td>Volatility is a normal part of investing, emotions run high and&nbsp;it\u2019s&nbsp;not easy to block out \u2018noise\u2019&nbsp;<\/td><td>The online environment is saturated with high-octane commentary&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Despite challenges \u2013\u00a0the fallout from Liberation Day being the most significant in 2025 &#8211;\u00a0global stock markets have\u00a0demonstrated\u00a0resilience. Renowned investing principal Warren Buffett dismissed market volatility in the spring as\u00a0<em>\u201creally nothing\u201d<\/em>\u00a0to worry about. He elaborated,\u00a0<em>\u201cIf it makes a difference to you whether your stocks are down 15%, you need to get a somewhat different\u00a0investment philosophy.\u201d\u00a0<\/em>Buffett added,\u202f\u201c<em>The world is not going to adapt to you.\u00a0You\u2019re\u00a0going to have to adapt to the world.\u00a0People have emotions but\u00a0you\u2019ve\u00a0got to check them at the door when you invest.\u201d<\/em>\u00a0\u00a0<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>The overriding message is,&nbsp;volatility is a normal part of investing. Emotions run high and&nbsp;it\u2019s&nbsp;not always easy to block out the short term \u2018noise\u2019 and focus on longer term goals, but&nbsp;investors who keep perspective, avoid knee jerk&nbsp;reactions&nbsp;and stick to their long-term plan are far better placed to ride out the turbulence.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>The CBOE Volatility Index or&nbsp;the VIX\u00ae Index is a measure of the US stock market\u2019s expectation of volatility based on S&amp;P 500&nbsp;Index options. Widely known as the \u2018Fear Index,\u2019 the higher&nbsp;the VIX\u00ae Index, the greater the level of fear and uncertainty in the market, with levels above 30&nbsp;indicating&nbsp;tremendous uncertainty, levels above 20 regarded as \u2018high\u2019 and below 12 as \u2018low\u2019 volatility.&nbsp;&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-list\">\n<ul><div class=\"hd-block hd-block-list-item\">\n<li>In 2025,&nbsp;the VIX\u00ae&nbsp;peaked on 8 April at 52.33&nbsp;&nbsp;<\/li>\n<\/div><\/ul>\n<\/div>\n\n<div class=\"hd-block hd-block-list\">\n<ul><div class=\"hd-block hd-block-list-item\">\n<li>In early December (at the time of writing),&nbsp;the VIX\u00ae Index had moderated to around 16.19.&nbsp;<\/li>\n<\/div><\/ul>\n<\/div>\n\n<div class=\"hd-block hd-block-heading\">\n<h2><strong>Did you know?&nbsp;<\/strong>&nbsp;<\/h2>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Oxford University Press has named&nbsp;<strong>\u2018rage bait\u2019<\/strong>&nbsp;its 2025 Word of the Year &#8211; and no, they insist&nbsp;they\u2019re&nbsp;<em>not<\/em>&nbsp;rage-baiting us with a two-word winner! The term describes online content deliberately crafted to provoke anger or outrage to drive clicks and engagement &#8211; and its usage has tripled in a year. It feels fitting. The online environment is saturated with high-octane commentary, often blurring the line between messaging and provocation&nbsp;&#8211;&nbsp;and adding yet more \u2018noise\u2019 for investors to tune out.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without&nbsp;notice&nbsp;and the accuracy and completeness of the information cannot be guaranteed. It does not&nbsp;provide&nbsp;individual tailored investment advice and is for guidance only. Some rules may vary in&nbsp;different parts&nbsp;of the UK. Tax treatment varies according to individual circumstances and is subject to change. Advice on Cash on Deposit, National Savings Products, Inheritance Tax Planning and Tax Planning are not regulated by the Financial Conduct Authority.<\/strong>&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>All details are believed to be correct at the time of writing (5 December 2025)<\/strong>&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>\u202fApprover Quilter Financial Limited and Quilter Financial Services Limited 15\/12\/2025<\/strong>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Warren Buffett dismissed market volatility in the spring as\u00a0\u201creally nothing\u201d\u00a0to worry about\u00a0 Volatility is a normal part of investing, emotions run high and&nbsp;it\u2019s&nbsp;not easy to block out \u2018noise\u2019&nbsp; The online environment is saturated with high-octane commentary&nbsp; Despite challenges \u2013\u00a0the fallout from Liberation Day being the most significant in 2025 &#8211;\u00a0global stock markets have\u00a0demonstrated\u00a0resilience. Renowned investing [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7858"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=7858"}],"version-history":[{"count":2,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7858\/revisions"}],"predecessor-version":[{"id":7870,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7858\/revisions\/7870"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=7858"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=7858"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=7858"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=7858"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}