{"id":7811,"date":"2025-12-17T09:49:57","date_gmt":"2025-12-17T09:49:57","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=7811"},"modified":"2025-12-17T09:50:50","modified_gmt":"2025-12-17T09:50:50","slug":"how-to-avoid-falling-victim-to-insurance-fraud","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2025\/12\/17\/how-to-avoid-falling-victim-to-insurance-fraud\/","title":{"rendered":"How to avoid falling victim to insurance fraud"},"content":{"rendered":"<div class=\"hd-block hd-block-table\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Scammer sometimes use protection as cover to catch people out&nbsp;<\/td><td>Double-check any communications from insurance companies&nbsp;<\/td><td>Don\u2019t&nbsp;share personal details unless&nbsp;you\u2019re&nbsp;sure the company is legitimate&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Taking out an insurance policy is one of the best ways to protect your wealth and future. Unfortunately,&nbsp;scammers sometimes use protection&nbsp;as a way to&nbsp;try to catch people out. Looking after your wealth includes being aware of fraud \u2013 and how to avoid becoming a victim.<\/strong>&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-heading\">\n<h2><strong>Stay safe<\/strong>&nbsp;<\/h2>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>To outsmart the scammers, make sure&nbsp;to double check any communications&nbsp;from insurance companies. Think&nbsp;carefully if something looks or sounds&nbsp;wrong. Always take a moment to check&nbsp;if the company you&nbsp;are speaking to is&nbsp;genuine \u2013 and if you are in any doubt,&nbsp;ask for proof.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>There is a high chance that unsolicited&nbsp;messages on social media or&nbsp;out-of-the-blue phone calls are&nbsp;fraudulent because this is not how&nbsp;insurance companies will contact you.&nbsp;Don\u2019t&nbsp;share your personal details&nbsp;unless you are certain you are talking&nbsp;to a legitimate company.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-heading\">\n<h2><strong>Am I talking to a scammer?&nbsp;<\/strong>&nbsp;<\/h2>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>If things&nbsp;don\u2019t&nbsp;feel right, trust your&nbsp;instinct. Scammers have become more&nbsp;sophisticated in recent years, but it is&nbsp;still possible to detect when someone is&nbsp;trying to commit fraud.&nbsp;In particular, be&nbsp;wary of&nbsp;anything that sounds too good&nbsp;to be true.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>If you are ever tempted to hand&nbsp;over personal details, stop and&nbsp;think:&nbsp;<em>\u201cdo I know who I am talking to?\u201d<\/em>&nbsp;If an unsolicited caller offers you cover&nbsp;at an ultra-low price, that should ring&nbsp;alarm bells. Be mindful that they&nbsp;might be offering you a &#8216;ghost policy<em>&#8216;<\/em>:&nbsp;make-believe policies set up by&nbsp;fraudsters to entice you into&nbsp;buying them, which offers no&nbsp;genuine protection.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong><em>It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not&nbsp;provide&nbsp;individual tailored advice and is for guidance only. Some rules may vary in&nbsp;different parts&nbsp;of the UK.<\/em><\/strong>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Scammer sometimes use protection as cover to catch people out&nbsp; Double-check any communications from insurance companies&nbsp; Don\u2019t&nbsp;share personal details unless&nbsp;you\u2019re&nbsp;sure the company is legitimate&nbsp; Taking out an insurance policy is one of the best ways to protect your wealth and future. Unfortunately,&nbsp;scammers sometimes use protection&nbsp;as a way to&nbsp;try to catch people out. Looking after your [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":7812,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,79],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7811"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=7811"}],"version-history":[{"count":5,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7811\/revisions"}],"predecessor-version":[{"id":7817,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7811\/revisions\/7817"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/7812"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=7811"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=7811"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=7811"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=7811"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}