{"id":7461,"date":"2025-11-04T15:27:01","date_gmt":"2025-11-04T15:27:01","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=7461"},"modified":"2025-11-04T16:56:54","modified_gmt":"2025-11-04T16:56:54","slug":"whats-in-store-for-the-housing-market-this-autumn","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2025\/11\/04\/whats-in-store-for-the-housing-market-this-autumn\/","title":{"rendered":"What\u2019s\u00a0in store for the housing market this autumn"},"content":{"rendered":"
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Buyers gain negotiating power with more homes available and improving mortgage affordability <\/td>Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked <\/td>Modest price growth is expected, but steady activity could sustain momentum through autumn <\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n
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The seasons may have changed, but the UK housing market continues to be buyer-friendly thanks to a high volume of available properties and a modest improvement in affordability.<\/strong> <\/p>\n<\/div>\n\n

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A buyer\u2019s market<\/strong> <\/h2>\n<\/div>\n\n
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As the market transitioned into autumn, supply was at a decade-high level according to Rightmove. Sellers have therefore realised that they need to price competitively if they want to successfully attract a buyer. Rightmove\u2019s Property Expert, Colleen Babcock commented, \u201cWe\u2019re seeing an interesting<\/em> dynamic between pricing and activity levels<\/em> right now. The healthy and improving level<\/em> of property sales being agreed shows us<\/em> that there are motivated buyers out there<\/em> who are willing to finalise a deal for the<\/em> right property. What\u2019s most important to<\/em> remember in this market is that the price is<\/em> key to selling.\u201d<\/em> <\/p>\n<\/div>\n\n

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House price update<\/strong> <\/h2>\n<\/div>\n\n
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Figures from Rightmove1<\/sup> show that, in July, asking prices fell by 1.2%, the biggest July drop in over 20 years, but this is still 0.1% above last year\u2019s level, indicating some market resilience. Rightmove has now revised its predictions for 2025 house price growth, scaling their forecast down from 4% to 2% due to increased competition among sellers. <\/p>\n<\/div>\n\n

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Zoopla\u2019s August House Price Index2 <\/sup>showed the average UK property <\/sup>price at \u00a3270,000, a 1.3% annual rise. <\/sup>Regional variation persists, with <\/sup>northern regions and Scotland <\/sup>showing steady growth while <\/sup>southern England lags behind. <\/p>\n<\/div>\n\n

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Improving affordability<\/strong> <\/h2>\n<\/div>\n\n
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Lower mortgage costs are helping buyers \u2013 in August, the average five-year fixed rate fell below 5% for the first time since May 2023. Meanwhile, the number of transactions remains solid, with agreed sales up 5% and buyer enquiries up by 6% in August. <\/p>\n<\/div>\n\n

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Autumn outlook<\/strong> <\/h2>\n<\/div>\n\n
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  • For buyers \u2013 greater choice, more negotiating power and better affordability make this a potentially good time to search and secure value<\/li>\n<\/div>\n\n
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  • For sellers \u2013 setting the right price is key; overpricing now risks your property being overlooked<\/li>\n<\/div>\n\n
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  • For the market overall \u2013 modest price growth is expected, but steady activity and potential rate cuts could sustain momentum through the autumn months.<\/li>\n<\/div><\/ul>\n<\/div>\n\n
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        <\/ul>\n<\/div>\n\n
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        1<\/sup>Rightmove, 2025, 2<\/sup>Zoopla, 2025 <\/p>\n<\/div>\n\n

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        It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored advice and is for guidance only. Some rules may vary in different parts of the UK.<\/em><\/strong> <\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

        Buyers gain negotiating power with more homes available and improving mortgage affordability  Sellers must adopt competitive pricing strategies as overpriced homes risk being overlooked  Modest price growth is expected, but steady activity could sustain momentum through autumn  The seasons may have changed, but the UK housing market continues to be buyer-friendly thanks to a high volume […]<\/p>\n","protected":false},"author":4,"featured_media":7462,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,76],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7461"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=7461"}],"version-history":[{"count":10,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7461\/revisions"}],"predecessor-version":[{"id":7519,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/7461\/revisions\/7519"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/7462"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=7461"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=7461"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=7461"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=7461"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}