{"id":6686,"date":"2025-07-15T11:22:24","date_gmt":"2025-07-15T10:22:24","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=6686"},"modified":"2025-07-15T11:24:09","modified_gmt":"2025-07-15T10:24:09","slug":"buy-to-let-mortgage-product-choice-at-all-time-high","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2025\/07\/15\/buy-to-let-mortgage-product-choice-at-all-time-high\/","title":{"rendered":"Buy-to-let mortgage product choice at all time high"},"content":{"rendered":"
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Buy-to-let mortgage product availability hit a record high in February, increasing by 25% year-on-year. <\/td>One-third of landlords plan to expand portfolios in 2025, showing growing confidence despite market pressures. <\/td>About 40% of landlords are worried about their tenants being able to pay the rent. <\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n
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Good news for buy-to-let (BTL) investors as mortgage choices reach a record high. Analysis of BTL product availability<\/strong>1<\/sup><\/strong> has found that deal choice increased 25% in February compared to the same month last year. With a total of 3,560, this is the highest product count since the company\u2019s records began in November 2011.<\/strong> <\/p>\n<\/div>\n\n

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There had been concerns about a potential BTL exodus after legislation of the Renter\u2019s Rights <\/p>\n<\/div>\n\n

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Bill, a new renter-friendly statute. However, UK landlords are more optimistic than previously thought, according to a recent survey2<\/sup>, with a third of landlords intending to expand their portfolios in 2025, with 43% expecting to see improvements in yield. However, affordability, economic stability and regulation still remain concerns. <\/p>\n<\/div>\n\n

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Worries relating to the economy topped regulatory changes, with just over 40% of landlords concerned about their tenants\u2019 being able to pay the rent, while regulatory challenges concerned just over a quarter of respondents. <\/p>\n<\/div>\n\n

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1<\/sup>Moneyfacts, 2025, 2<\/sup>MFS, 2025 <\/p>\n<\/div>\n\n

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It is important to take professional advice before making any decision relating to your personal finances. Information within this document is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK.<\/strong><\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Buy-to-let mortgage product availability hit a record high in February, increasing by 25% year-on-year.  One-third of landlords plan to expand portfolios in 2025, showing growing confidence despite market pressures.  About 40% of landlords are worried about their tenants being able to pay the rent.  Good news for buy-to-let (BTL) investors as mortgage choices reach a […]<\/p>\n","protected":false},"author":4,"featured_media":6678,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,76],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/6686"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=6686"}],"version-history":[{"count":6,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/6686\/revisions"}],"predecessor-version":[{"id":6694,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/6686\/revisions\/6694"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/6678"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=6686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=6686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=6686"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=6686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}