{"id":5669,"date":"2025-02-12T10:12:55","date_gmt":"2025-02-12T10:12:55","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=5669"},"modified":"2025-02-17T12:25:09","modified_gmt":"2025-02-17T12:25:09","slug":"tax-year-end-planning-checklist","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2025\/02\/12\/tax-year-end-planning-checklist\/","title":{"rendered":"Tax year end planning checklist"},"content":{"rendered":"<div class=\"hd-block hd-block-table\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Before the tax year ends, consider tax-efficient investments through ISAs, JISAs, EISs, and VCTs\u00a0<\/td><td>Maximise pension contributions and CGT allowances to optimise your finances for the upcoming year\u00a0<\/td><td>Get your finances in order &#8211; review your Dividend Allowance and explore IHT planning strategies\u00a0<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>As the 2024\/25 tax year draws to a close, it\u2019s the perfect time to get your finances in order. There\u2019s not long until the end of the tax year (5 April 2025), so let\u2019s prepare.<\/strong>&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>You could optimise your investments tax-efficiently through Individual Savings Accounts (ISAs) and Junior ISAs (JISAs).&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>During the Autumn Budget, annual subscription limits were unchanged at \u00a320,000 and \u00a39,000 respectively.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>For experienced investors, exploring Enterprise Investment Schemes (EISs) and Venture Capital Trusts (VCTs) could be a valuable strategy.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>You can consider making pension contributions \u00a360,000 (pension annual allowance) and using your Capital Gains Tax (CGT) allowance \u00a33,000 for individuals.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>It\u2019s also worth thinking about your Dividend Allowance (\u00a3500), and what about IHT planning? We explore gifting options in our article \u2018IHT recap \u2013 get up to speed on gifting allowances\u2019.&nbsp;<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong><em>It is important to take professional advice before making any decision relating to your personal finances. Information within this article is based on our current understanding and can be subject to change without notice and the accuracy and completeness of the information cannot be guaranteed. It does not provide individual tailored investment advice and is for guidance only. Some rules may vary in different parts of the UK.<\/em><\/strong>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Before the tax year ends, consider tax-efficient investments through ISAs, JISAs, EISs, and VCTs\u00a0 Maximise pension contributions and CGT allowances to optimise your finances for the upcoming year\u00a0 Get your finances in order &#8211; review your Dividend Allowance and explore IHT planning strategies\u00a0 As the 2024\/25 tax year draws to a close, it\u2019s the perfect [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":5670,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,77,78],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/5669"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=5669"}],"version-history":[{"count":6,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/5669\/revisions"}],"predecessor-version":[{"id":5717,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/5669\/revisions\/5717"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/5670"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=5669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=5669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=5669"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=5669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}