{"id":1514,"date":"2022-12-08T10:43:54","date_gmt":"2022-12-08T10:43:54","guid":{"rendered":"https:\/\/new.contentdeployment.co.uk\/quilter\/?p=1514"},"modified":"2022-12-08T10:43:58","modified_gmt":"2022-12-08T10:43:58","slug":"how-income-protection-can-brighten-your-winter","status":"publish","type":"post","link":"https:\/\/new.contentdeployment.co.uk\/quilter\/2022\/12\/08\/how-income-protection-can-brighten-your-winter\/","title":{"rendered":"How income protection can brighten your winter"},"content":{"rendered":"<div class=\"hd-block hd-block-paragraph\">\n<p><strong>After a\nscorching summer, a challenging winter beckons, as the global economy suffers\nfrom the effects of Russia\u2019s war on Ukraine. On cold, winter nights, the importance\nof protection becomes increasingly clear.<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Safety net<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Two thirds\nof Britons<sup>1<\/sup> say their financial situation makes them feel stressed,\nanxious or depressed. Income protection can help by providing crucial support\nand peace of mind. Knowing that you and your loved ones will not suffer\nhardship if you face a major loss of income helps millions of people sleep more\nsoundly at night.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Support\nwhen it\u2019s needed<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>The same\nstudy also found that a third of people feel they don\u2019t have anyone to turn to\nfor advice when concerned about money. As well as financial support, protection\nproviders can include emotional support networks as part of their policies.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Look after\nyourself<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>A recent\nsurvey<sup>2<\/sup> showed that twice as many people insure their pets as\nthemselves. This desire to protect those around us is admirable. But looking\nafter number one also helps ensure the security of your dependants \u2013 including\nfurry friends.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><strong>Could you\nsurvive on state benefits?<\/strong><\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>If you are\nunable to work and are eligible for statutory sick pay, you could receive\n\u00a399.35 a week from your employer. Given that the average household spends\n\u00a3587.90 each week<sup>3<\/sup>, it is very likely this won\u2019t be enough to keep\non top of your outgoings.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p>Moreover,\nstatutory sick pay only lasts for the first 28 weeks of illness. Income\nprotection is the best way to cover your expenses for as long as you need it.<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><sup>1<\/sup>Income\nProtection Task Force, 2022<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><sup>2<\/sup>Cirencester\nFriendly, 2022<\/p>\n<\/div>\n\n<div class=\"hd-block hd-block-paragraph\">\n<p><sup>3<\/sup>ONS,\n2022<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>After a scorching summer, a challenging winter beckons, as the global economy suffers from the effects of Russia\u2019s war on Ukraine. On cold, winter nights, the importance of protection becomes increasingly clear. Safety net Two thirds of Britons1 say their financial situation makes them feel stressed, anxious or depressed. Income protection can help by providing [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":1515,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[32,76],"tags":[],"hd_content_source":[],"_links":{"self":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/1514"}],"collection":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/comments?post=1514"}],"version-history":[{"count":1,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/1514\/revisions"}],"predecessor-version":[{"id":1516,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/posts\/1514\/revisions\/1516"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media\/1515"}],"wp:attachment":[{"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/media?parent=1514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/categories?post=1514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/tags?post=1514"},{"taxonomy":"hd_content_source","embeddable":true,"href":"https:\/\/new.contentdeployment.co.uk\/quilter\/wp-json\/wp\/v2\/hd_content_source?post=1514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}